Bihar 3 Govt Loan Scheme: Get ₹2 Lakh to ₹25 Lakh Loan
- Scheme Type: Self-Employment Loan
- Loan Amount: ₹2 Lakh to ₹25 Lakh
- Application Mode: Online Portal
- State: Bihar
- Unemployed Youth (12th Pass)
- Women Entrepreneurs
- Small Business Owners (BPL)
- Innovative Startups
- (Note: Candidate Bihar ka sthayi niwasi hona chahiye.)
- Bihar ka sthayi niwasi hona anivarya hai.
- Aayu seema: 18 se 50 varsh.
- Shiksha: Kam se kam 12th Pass (Udyami Yojana ke liye).
- Laghu Udyami ke liye parivarik aay ₹6,000/mahine se kam honi chahiye.
- Pehle kisi sarkari loan scheme ka labh na liya ho.
- Bank defaulter nahi hona chahiye.
- Aadhar Card (Mobile linked).
- Niwasi Praman Patra (Residence).
- Aay Praman Patra (Income).
- Caste Certificate (Jati).
- Educational Certificates (10th/12th).
- Bank Passbook & Cancelled Cheque.
- Project Report (Startup/Udyami ke liye).
| Scheme Name | Loan Amount | Major Benefit |
|---|---|---|
| Mukhyamantri Udyami Yojana | Up to ₹10 Lakh | 50% Subsidy (Grant) |
| Laghu Udyami Yojana | Up to ₹2 Lakh | Interest-Free/Low Interest |
| Bihar Startup Policy 2026 | Up to ₹25 Lakh | Seed Funding & Mentorship |
- Sabse pehle yojana ki official website (udyami.bihar.gov.in) par jayein.
- Apna Aadhar aur mobile number enter karke Registration karein.
- OTP verify karne ke baad login karein aur form bharein.
- Zaruri documents (Aadhar, Jati, Aay, Bank details) scan karke upload karein.
- Apne business ka Project Report select karein ya upload karein.
- Sari jaankari check karke Final Submit karein aur printout nikal lein.
- Selection hone par aapka loan aur subsidy approve kar diya jayega.
| Apply Online (Udyami) | Click Here |
| Check Project List | Click Here |
| Official Portal | Click Here |
| Our Homepage | Click Here |
| Age Calculator | Click Here |
| Our Sharda Tool | Click Here |
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Q1. Mukhyamantri Udyami Yojana mein kitni subsidy milti hai?
Isme kul ₹10 lakh ka loan milta hai jisme se ₹5 lakh (50%) subsidy hoti hai jo maaf ho jati hai.
Q2. Kya Laghu Udyami Yojana ke liye graduation hona zaruri hai?
Nahi, Laghu Udyami Yojana ke liye shaikshik yogyata bahut kam rakhi gayi hai, taaki chhote dukan-dar bhi iska labh le sakein.
Q3. Kya loan bina interest ke milta hai?
Mahilaon aur SC/ST category ke liye Udyami Yojana interest-free hoti hai, jabki General/OBC ke liye matra 1% interest hota hai.
Q4. Bihar Startup Policy kiske liye hai?
Yeh un logo ke liye hai jinke paas koi naya aur innovative idea hai. Isme ₹25 lakh tak ki seed funding di jati hai.
Q5. Application fee kitni hai?
In sabhi sarkari yojanaon ke liye aavedan bilkul Nishulk (Free) hai.
