Detailed Information: Bihar B.Ed Education Loan Yojana 2026 (Bihar Student Credit Card Scheme) Bihar Sarkar ke dwara B.Ed, Diploma, ITI aur uchha shiksha prapt karne wale chhatron ko ₹4 Lakh tak ka Education Loan pradan kiya ja raha hai. Agar aap Bihar B.Ed Education Loan Scheme, Bihar Student Credit Card B.Ed Loan, ya MNSSBY Bihar Education Loan online apply search kar rahe hain, to yeh aapke liye ek behtareen mauka hai. Is yojana ke tahat Bihar ke chhatra aasaani se MNSSBY portal par jaakar online aavedan kar sakte hain aur B.Ed Course ki padhai bina kisi aarthik dikkat ke puri kar sakte hain. Bihar B.Ed Education Loan – Important Details: Max Loan Amount: ₹4 Lakhs, Apply Mode: Online / DRCC, Scheme Name: Bihar Student Credit Card Yojana, Interest Rate: General Boys - 4%, Girls / Divyang / Transgender - 1% Simple Interest. Eligibility Criteria: Candidate Bihar ka mool niwasi hona chahiye, 12th / Graduation pass hona zaroori hai, aur B.Ed College me admission confirm hona chahiye. Keywords (SEO Focus): Bihar B.Ed Education Loan Yojana, Bihar Student Credit Card Scheme B.Ed Loan, MNSSBY Bihar Education Loan, Bihar B.Ed Education Loan Apply Online, DRCC Student Credit Card Form.
Bihar B.Ed Education Loan Scheme 2026: Get Up To ₹4 Lakh Loan
Important Details
- Application Start: Always Open (Academic Session)
- Apply Mode: Online Portal / DRCC Office
- Loan Repayment: After Course Completion + Job
Application Fee & Interest Rates
- Application Fee: Rs. 0/- (Free)
- Interest Rate (Boys): 4% Simple Interest
- Interest Rate (Girls / Divyang): 1% Simple Interest
- (Note: Course khatam hone ke 1 saal baad ya job lagne ke baad hi kisht shuru hoti hai.)
Eligibility Criteria
- Aavedak Bihar rajya ka sthayi niwasi hona chahiye.
- B.Ed course ke liye Minimum Qualification Graduate (B.A/B.Sc/B.Com) honi chahiye.
- Age Limit: General Courses ke liye maximum 25 yrs / P.G & B.Ed ke liye max 30 yrs.
- Chhatra ka admission recognised institute/college me hona anivarya hai.
- Pehle se kisi anay Education Loan yojana ka labh na liya ho.
Required Documents
- Identity Proof: Aadhaar Card, Voter ID, PAN Card.
- Educational: 10th, 12th & Graduation Marksheet/Certificate.
- College Documents: B.Ed Admission Letter & Fee Structure.
- Residential Proof: Bihar Residence Certificate (Niwas Parman Patra).
- Other: Applicant & Co-applicant Photo, Bank Passbook, Mobile Number.
| Max Loan Amount | Covered Expenses |
|---|---|
| ₹4,00,000/- | Tuition Fee, Hostel/Lodging Fee, Books & Laptop Expenses |
Eligible Courses Overview
| Category | Course Name / Programs | Max Assistance |
|---|---|---|
| Teaching / Education | B.Ed, D.El.Ed, M.Ed | Up to ₹4 Lakhs |
| Technical / Professional | B.Tech, B.E, Polytechic, ITI | Up to ₹4 Lakhs |
| General Graduation | B.A, B.Sc, B.Com, BCA, BBA | Up to ₹4 Lakhs |
| Medical & Allied | MBBS, B.Sc Nursing, Pharma | Up to ₹4 Lakhs |
| Maximum Financial Aid Offered | ₹4,00,000/- | |
Course Details & Expenses Coverage
| Ser | Category | Expense Type | Coverage Status |
|---|---|---|---|
| 1.1 | Academic Fee | College Tuition Fee | Covered (Directly Paid to College) |
| 1.2 | Living Expense | Hostel / Mess Fee / Rent | Covered (Transferred to Student) |
| 1.3 | Study Material | Books & Stationery Allowance | Covered |
| 1.4 | Gadgets | Laptop Purchase Expense | Covered |
How to Apply (Online Process & DRCC Visit)
- Sabse pehle MNSSBY ki official portal www.7nishchay-yuvaupmission.bihar.gov.in par jaayein.
- New Applicant Registration option par click karke apna name, mobile number aur email id dalkar register karein.
- OTP verify karne ke baad login karein aur Bihar Student Credit Card (BSCC) option select karein.
- Form me apni Personal Details, Educational Details aur B.Ed College ki Fee Schedule dhyanpurvak bharein.
- Form Submit karne ke baad milne wale Acknowledgement Receipt ko print kar lein.
- Apne sabhi original documents aur copies ke saath nirdharit date par apne Zila Ke DRCC (District Registration and Counseling Centre) office jayein.
- DRCC me document verification ke baad loan Sanction letter aur Student Credit Card issue kar diya jata hai.
Useful Important Links
| Apply Online | Registration||Login |
| Application Status | Click Here |
| Courses or Approval College List | Click Here |
| DRCC Office List | Click Here |
| Official Website | Click Here |
| Our Homepage | Click Here |
| Age Calculator | Click Here |
| Our Sharda Tool | Click Here |
| Join Whatsapp Channel | Click Here |
| Join Telegram | Click Here |
| Join Youtube | Click Here |
| Join Instagram | Click Here |
FAQs – Bihar B.Ed Education Loan 2026
Q1. Bihar B.Ed Education Loan ke liye aavedan kaise karein?
Aap MNSSBY ke official portal par jaakar online aavedan kar sakte hain. Form bharne ke baad prapt registration slip ke saath apne sabhi zaroori dastawezon ko lekar DRCC office jana hoga.
Q2. Bihar Student Credit Card Yojana ke tahat kitna loan milta hai?
Is yojana ke tahat B.Ed sahit aany uchha siksha ke liye maximum ₹4 Lakh tak ka loan aasaani se pradan kiya jata hai.
Q3. B.Ed Education Loan par kitna byaj (Interest) lagta hai?
Samanya purush chhatron ke liye 4% sadharan byaj (Simple Interest) aur Mahilaon, Divyangaon ewam Transgenders ke liye keval 1% sadharan byaj dar lagti hai.
Q4. Loan ka repayment (wapsi) kab se shuru hota hai?
Loan ki wapsi B.Ed course pura hone ke 1 varsh baad ya chhatra ke rozgar/job milne ke baad shuru hoti hai.
Q5. Kya B.Ed ke alawa dusre courses ke liye bhi loan milta hai?
Haan, B.Ed ke alawa D.El.Ed, B.Tech, Polytechnic, B.Sc, B.A, MBBS, BBA, BCA jaise lagbhag 42+ courses ke liye loan milta hai.
