PM Awas Yojana 2026: PM Urban & Gramin Awas Yojana Details
- Scheme Name: Pradhan Mantri Awas Yojana (PMAY 2026)
- Application Mode: Online (Urban) & Offline/Survey (Gramin)
- Target: Housing for All (Sabke Liye Aawas)
- Official Websites: pmaymis.gov.in / pmay.nic.in
- PMAY Urban Subsidy: Up to ₹2.67 Lakh (CLSS Interest Subsidy)
- PMAY Gramin Financial Assistance: ₹1.20 Lakh to ₹1.30 Lakh
- Extra Benefits: MGNREGA Wage Labor + Toilet Construction Assistance
- Money Transfer: Directly to Bank Account (DBT)
- Basic Requirement: Aavedak ke paas pehle se koi pakka makan nahi hona chahiye.
- Citizenship: Aavedak Bharat ka mool niwasi hona chahiye.
- Urban Eligibility: Family income sarkar dwara nirdharit EWS, LIG ya MIG category ke bheetar ho.
- Gramin Eligibility: Kutcha ghar mein rehne wale parivar, SECC data mein naam ya bhumiheen garib parivar.
- Priority: Mahilaon ke naam par ghar hone par vishesh prathmikta di jaati hai.
- Aadhar Card (Mandatory)
- Ration Card & Bank Passbook
- Income Certificate (Aay Praman Patra)
- Residence Certificate (Niwas Praman Patra)
- Passport Size Photo & Job Card (Gramin ke liye)
| Scheme Type | Financial Help / Benefits |
|---|---|
| PMAY Urban | Max ₹2.67 Lakh Interest Subsidy (EWS / LIG / MIG Categories) |
| PMAY Gramin | ₹1.20 Lakh to ₹1.30 Lakh + MGNREGA Wage + Toilet Help |
| Scheme Component | Target Audience / Categories | Mode of Benefit |
|---|---|---|
| PMAY Urban (PMAY-U) | EWS, LIG, MIG-I & MIG-II Categories | Credit Linked Subsidy Scheme (CLSS) & Home Loan Discount |
| PMAY Gramin (PMAY-G) | Rural Homeless & Kutcha House Holders (SECC Data) | Direct Financial Assistance via Bank DBT |
| Sanitation & Additional Help | All Eligible Beneficiaries | Toilet Construction Assistance + Electricity Connection |
| Ser | Category | Details / Scope | Application Mode |
|---|---|---|---|
| 1.1 | PMAY Urban | Economically Weaker Section (EWS) | Online (Official Portal) |
| 1.2 | PMAY Urban | Low Income Group (LIG) | Online (Official Portal) |
| 1.3 | PMAY Urban | Middle Income Group (MIG-I & MIG-II) | Online (Official Portal) |
| 1.4 | PMAY Gramin | SECC Listed Rural Families | Panchayat / Survey Level |
| 1.5 | PMAY Gramin | Landless & Poor Rural Households | Gram Panchayat / Rojgar Sevak |
- PMAY Urban Online Apply:
- Official Website pmaymis.gov.in par jaayein.
- "Citizen Assessment" ya "Apply for PMAY-U 2.0" option chunein.
- Aadhar Number aur Naam bhar kar OTP se verification poora karein.
- Basic details, category (EWS/LIG/MIG) aur bank details bharein.
- Required documents scan karke upload karein aur form Submit karein.
- PMAY Gramin Application Process:
- Gramin kshetra ke liye aavedan SECC (Socio Economic Caste Census) data ke aadhar par hota hai.
- Gram Panchayat, Block aur District level par survey ke zariye paatra beneficiaries chuney jaate hain.
- Apne Gram Panchayat Mukhiya ya Rojgar Sevak se sampark karke apna naam Awaas+ list mein judwayein.
| PMAY New List | Urban (शहरी)||Rural (ग्रामीण) |
| Application Status | Urban (शहरी)||Rural (ग्रामीण) |
| Official Website | Urban (शहरी)||Rural (ग्रामीण) |
| Our Homepage | Click Here |
| Age Calculator | Click Here |
| Our Sharda Tool | Click Here |
| Join Whatsapp Channel | Click Here |
| Join Telegram | Click Here |
| Join Youtube | Click Here |
| Join Instagram | Click Here |
Q1. PM Awas Yojana 2026 ke liye online aavedan kaise karein?
PMAY Urban ke liye aavedan process online hai. Aap Official Website (pmaymis.gov.in) par jaakar Citizen Assessment option ke zariye Aadhar OTP verification karke online form bhar sakte hain.
Q2. PM Awas Yojana Gramin mein aavedan kaise hota hai?
PMAY Gramin ke liye direct online portal se apply nahi hota. Isme SECC Data aur Panchayat level survey ke aadhar par labharthiyon ka chayan kiya jata hai. Aap apne Gram Panchayat ya Rojgar Sevak se sampark kar sakte hain.
Q3. PM Awas Yojana ke tehat kitni aarthik sahayata milati hai?
PMAY Gramin mein labharthiyon ko ₹1.20 lakh se ₹1.30 lakh tak ki sahayata direct bank account mein di jaati hai. Wahi PMAY Urban mein Home Loan par अधिकतम ₹2.67 lakh tak ki interest subsidy (CLSS) milti hai.
Q4. PM Awas Yojana ke liye kaun-kaun se dastavej zaroori hain?
Is yojana ke liye Aadhar Card, Ration Card, Bank Passbook, Aay Praman Patra, Niwas Praman Patra aur Passport size photo zaroori hain.
Q5. Application Status kaise check karein?
Aap PM Awas Yojana ki official website par jaakar apne Application Number, Aadhar Number ya Mobile Number ke zariye apna Status online check kar sakte hain.
